Michael D. Kleinberg - Mesh Digital LLC's Insights

Michael D. Kleinberg

Michael is an industry leading digital executive and a pioneer in the mobile industry. Recently, he has been recognized for leading digital innovation, transformations, reinventing business models.

Top 10 U.S. Healthcare Trends for 2026: Stop Piloting Tools, Start Installing an Operating System

Healthcare Featured

Top 10 U.S. Healthcare Trends for 2026: Stop Piloting Tools, Start Installing an Operating System

U.S. healthcare hits a 2026 inflection point. Winners stop piloting tools and install an operating system: governed data, AI at the edge, interoperable APIs, real-time value, consent-first identity, and human-centered adoption, turning strategy into measurable outcomes.

Stop Calling It Transformation If It Doesn’t Move the P&L

Strategy Featured

Stop Calling It Transformation If It Doesn’t Move the P&L

Digital sprawl stalls value. Strategy-in-Motion PODs™ give CDOs one path from board intent to shipped outcomes: unified backlog, disciplined capital, embedded AI governance, and live telemetry. Result: predictable costs, faster pivots, measurable lift in revenue, margin, and cost-to-serve.

Engineering Alone Won’t Save You. It’s Time for a Commercial Operating Model.

Strategy Featured

Engineering Alone Won’t Save You. It’s Time for a Commercial Operating Model.

Most transformations over-index on activity, not value. Strategy-in-Motion PODs™ link board intent to engineering with one backlog, capital rules, and live telemetry—delivering predictable costs, faster cycle times, and AI that ships to production. If it doesn’t move P&L/risk, it’s tech debt.

Why Most Strategy Teams Stall and How CSOs Can Break the Cycle with Strategy-in-Motion

Strategy Featured

Why Most Strategy Teams Stall and How CSOs Can Break the Cycle with Strategy-in-Motion

Strategy-in-Motion PODs™ help CSOs unify board support, portfolio management, orchestration, and strategic services transforming strategy from a static function into a high-performing, execution-ready system that delivers measurable value in one cohesive motion.

SWIFT Ledger: The Architecture Shift Banking Executives Can’t Sit Out

SWIFT Ledger: The Architecture Shift Banking Executives Can’t Sit Out

SWIFT is embedding a blockchain-based shared ledger into its network, shifting from messaging to programmable, 24/7 cross-border settlement. For mid-, regional, and super-regional banks, the play is clear: pilot tokenized rails, industrialize interoperability, and lead standards, or be commoditized.

From Strategy Overload to Strategy-in-Motion: How CEOs Can Close the Execution Gap

Strategy Featured

From Strategy Overload to Strategy-in-Motion: How CEOs Can Close the Execution Gap

Many CEOs aren’t short on strategy, they’re short on execution. Strategy-in-Motion PODs™ replace noise with clarity, bureaucracy with alignment, and theater with traction. Giving CEOs a modular, accountable path from boardroom vision to real-world value.

Your Strategy Doesn’t Need More Slides, It Needs a Single Path to Value

Strategy Featured

Your Strategy Doesn’t Need More Slides, It Needs a Single Path to Value

Your old Strategy looks like your new Strategy, now with AI as a bolt-on. Modern Corporate Strategy centers on value pools, data products, governance-by-design, single-path execution, and ecosystem orchestration. Consultants remain vital for coordination and capital choreography. Act. Measure. Go...

More Code, More Chaos: The Hidden Cost of AI in Software Engineering

More Code, More Chaos: The Hidden Cost of AI in Software Engineering

AI is reshaping software engineering, but speed without systems thinking creates chaos. The 2025 DORA Report shows productivity gains masked by instability. The winners won’t just generate more code, they’ll build sustainable value through platforms, developer experience, and culture.

IAM 3.0 for Healthcare: Stop Paying the Identity Tax, Start Shipping Better Care

Healthcare Featured

IAM 3.0 for Healthcare: Stop Paying the Identity Tax, Start Shipping Better Care

Healthcare needs a smarter front door. With SSI + IAM 3.0, patients and clinicians use mobile wallets to present verifiable credentials—speeding telehealth onboarding, enabling portable consent, and securing FHIR/TEFCA data exchange while cutting friction, cost, and audit pain.

The Next Competitive Moat in Finance Isn't Capital, It's Identity.

Identity Featured

The Next Competitive Moat in Finance Isn't Capital, It's Identity.

Self-Sovereign Identity turns financial-services identity from cost center to growth engine. Customers and workers present verifiable credentials from mobile wallets for privacy-preserving proof. Result: faster onboarding, fewer fraud losses, audit-ready access, and partner-ready experiences.

Explainable AI (XAI): Opening the Black Box Before It’s Too Late

Explainable AI (XAI): Opening the Black Box Before It’s Too Late

AI can’t remain a black box, especially in finance, insurance, payments, and healthcare. Explainable AI (XAI) builds trust, compliance, and performance with methods like SHAP/LIME and saliency maps. With AI already deployed, embed XAI now and align to NIST and the EU AI Act.

Identity Is the New Perimeter — And Yours Is Already Under Attack

Identity Is the New Perimeter — And Yours Is Already Under Attack

IAM 3.0 transforms identity from a static gatekeeper to a growth engine, delivering seamless access, stronger security, and automated compliance. It unifies workforce and customer IAM, adapts in real time, governs human and machine identities, and powers future-ready digital experiences.

Digital-Me™ - Because One of Me Was Never Going to Be Enough

Digital-Me™ - Because One of Me Was Never Going to Be Enough

Clone yourself with an AI twin to answer prospects, draft content, and extend your brand round-the-clock. Demand zero-trust security, self-sovereign ID, kill-switch control, data vaults, and strict IP ownership. Pilot small, audit often, scale only if value beats risk.

The RIA Dual Mandate: Navigating Digital Transformation and Service Expansion for Enduring Growth (2025–2026) Part II: Service Expansion

Wealth Management Featured

The RIA Dual Mandate: Navigating Digital Transformation and Service Expansion for Enduring Growth (2025–2026) Part II: Service Expansion

Part II charts RIAs’ evolution into the Family CFO, blending tax, estate, philanthropy, alternatives, and multi-family-office services. Integrated expertise and data-driven operations deepen trust, diversify revenue, and sustain multi-generational loyalty.

The RIA Dual Mandate: Navigating Digital Transformation and Service Expansion for Enduring Growth (2025–2026) Part I: Digital Transformation

Wealth Management Featured

The RIA Dual Mandate: Navigating Digital Transformation and Service Expansion for Enduring Growth (2025–2026) Part I: Digital Transformation

Part I shows how future ready RIAs turn digital transformation, AI-driven workflows, unified data, and client-centric portals into a scalable backbone that trims costs, boosts advisor capacity, and sets the stage for richer, tech-enabled growth.

Invisible Agents, Visible Risks: A CISO’s Guide to Agentic AI in Regulated Industries

Invisible Agents, Visible Risks: A CISO’s Guide to Agentic AI in Regulated Industries

Agentic AI offers powerful autonomy but introduces new risks; shadow AI, unchecked decisions, data leaks, and cyber threats. This article outlines key challenges in healthcare and finance and provides strategies for CISOs to secure, govern, and ethically deploy Agentic AI systems.

Digitally Led Strategies for Global Auto Manufacturers in a High-Tariff Economic Environment

Automotive Featured

Digitally Led Strategies for Global Auto Manufacturers in a High-Tariff Economic Environment

This report outlines five digital strategies for global auto OEMs to manage rising tariffs in 2025, featuring Mesh Digital LLC’s Digital Nerve Center™ approach for agile decision-making, margin protection, and aftermarket revenue growth.

Using AI to Enhance Healthcare Claim Accuracy in the U.S. Healthcare System: A Payer's Guide

Healthcare Featured

Using AI to Enhance Healthcare Claim Accuracy in the U.S. Healthcare System: A Payer's Guide

AI can cut U.S. health‑claim errors, fraud and admin waste worth $80B+ yearly. 2024‑25 rules demand FHIR data and explainable algorithms. Mesh Digital’s Adaptive AI™ roadmap links clean data, secure ML and human oversight to lift clean‑claim rates to 99%.

Navigating the Digital Future: Key Challenges for U.S. Middle Market Banks (>$50B Assets) 2025-2028

Banking Featured

Navigating the Digital Future: Key Challenges for U.S. Middle Market Banks (>$50B Assets) 2025-2028

U.S. middle market banks face regulatory, tech, and competitive pressure through 2028. Key priorities include digital modernization, Basel III compliance, cybersecurity, and adapting to shifting customer expectations, with boutique consultancies playing a vital strategic role.

Insights Briefing: Keys to Successful U.S. Healthcare Initiative Profitability and Sustainability

Insights Briefing: Keys to Successful U.S. Healthcare Initiative Profitability and Sustainability

This briefing explores key drivers of profitability and sustainability in U.S. healthcare initiatives, including value proposition, financial sustainability, data infrastructure, strategic alignment, operational excellence, and change management. Insights tailored for healthcare leaders.

AI in Healthcare: Cutting Through the Noise & Overcoming Data Barriers for Success

AI in Healthcare: Cutting Through the Noise & Overcoming Data Barriers for Success

AI in U.S. healthcare faces hurdles from data silos, interoperability, legacy systems, and compliance. Quality data, security, and workflow integration are key. Mesh Digital LLC helps firms overcome these barriers, ensuring scalable, compliant, and transparent AI adoption.

Strategies for Improving U.S. Healthcare Outcomes and Managing Costs Through Digital Innovation (2025): Part II (Digital Innovations)

Healthcare Featured

Strategies for Improving U.S. Healthcare Outcomes and Managing Costs Through Digital Innovation (2025): Part II (Digital Innovations)

Digital technologies can transform U.S. Healthcare, improving outcomes and controlling costs. This report explores evidence-based interventions—patient segmentation, AI-driven workflows, telehealth reform—and reveals business strategies for sustained impact.

Strategies for Improving U.S. Healthcare Outcomes and Managing Costs Through Digital Innovation (2025): Part I (Clinical Workflows)

Healthcare Featured

Strategies for Improving U.S. Healthcare Outcomes and Managing Costs Through Digital Innovation (2025): Part I (Clinical Workflows)

Digital technologies can transform U.S. Healthcare, improving outcomes and controlling costs. This report explores evidence-based interventions—patient segmentation, AI-driven workflows, telehealth reform—and reveals business strategies for sustained impact.

Mesh Digital LLC's 30-Day Diagnostic Checklist (Strategy + Delivery)

Mesh Digital LLC's 30-Day Diagnostic Checklist (Strategy + Delivery)

The Boiling Point in U.S. Healthcare - Why Total Member Experience is No Longer Optional

Healthcare Featured

The Boiling Point in U.S. Healthcare - Why Total Member Experience is No Longer Optional

The recent, tragic murder of UnitedHealthcare CEO Brian Thompson reveals deep distrust in U.S. Healthcare. To restore trust, insurers must embrace Total Member Experience, focusing on patient needs, transparency, empathy, fair costs, and digital solutions for sustainable, people-first care.